Terms and Conditions of Use

These Terms govern use of our website and consultations. By accessing ravexmelora.com, you agree to these conditions and confirm you are at least 18 years old.

December 13, 2025

Acceptance of Terms

Your use of this website indicates your acceptance of these Terms. We may update these Terms anytime. Continued use means you accept any changes, so please review them regularly.

Definitions

Certain terms are explained below for clarity within this document.

“Service” refers to the financial recommendation and consultation process provided on this website.

“User” or “you” refers to any person who visits, accesses, or uses ravexmelora.com.

“Content” means all information, text, images, graphics, and material on this site, including advice and resources.

“Consultation” refers to one-on-one analytical discussion for informational purposes only.

Service usage

Our consultation and recommendations are intended for informational purposes. No specific results or outcomes are promised or guaranteed. Use our insights to inform, not replace, your own judgment.

Eligibility

You must be at least 18 years old and legally able to enter agreements in Australia to use our site or services.

We do not knowingly accept inquiries from minors.

User responsibilities

You agree to use our website lawfully and respect the rights of others.

Provide accurate, truthful information when submitting inquiries or booking consultations.
Keep passwords and confidential login information secure and not share them with others.
Not misuse advice or information to mislead anyone, or act unlawfully based on content from this website.
Immediately notify us if you suspect unauthorised access or misuse of your information.

Prohibited uses

The following actions are strictly forbidden on this site.

Using the website to solicit or promote illegal activities or unauthorised services.
Uploading or transmitting harmful code, malware, or spam to our systems or users.
Infringing upon intellectual property, privacy, or rights of others.
Impersonation, misrepresentation, or providing false information.
Attempting to access restricted sections or data without proper authorisation.

Intellectual property rights

All content and material on ravexmelora.com is owned or licensed by us and protected by intellectual property laws. You may not copy, modify, or distribute our content without permission. Proper credit must be given to original authors where applicable.

User content

You are responsible for any information or materials you submit. By posting content, you permit us to use and process it in line with our Privacy Policy.

Rights regarding submissions

By submitting materials, you grant us a non-exclusive licence to display and use the content as necessary for providing consultation services.

Your privacy and data protection

Your privacy is very important to us. Personal data is handled in compliance with our Privacy Policy and with all relevant legal requirements. Data is retained only as necessary for services and compliance.

View Privacy Policy

Disclaimers and limitations

We provide our consultations and website content for general information, not as a substitute for specific professional advice.

Important notice

We do not guarantee any result and advice is general in nature. Past performance does not guarantee future outcomes. You should seek independent advice before acting on recommendations.

Limitation of liability

We are not liable for any direct or indirect damages resulting from your use of our services or information, except where Australian law specifies otherwise.

Indemnity

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our site or services.

Resolving disputes and complaints

Any disputes regarding these Terms are handled under Australian law. We may seek to resolve complaints amicably first.

Arbitration

If issues persist, arbitration before an agreed mediator may be pursued, in accordance with Australian rules.

Nothing in these Terms limits your statutory consumer rights.

Online dispute resolution

For unresolved issues, you may use public dispute resolution tools as available in Australia.

Read full Disclaimer

Severability

If any provision is invalid, it does not affect remaining clauses, which remain enforceable.

Entire agreement

These Terms represent the full agreement between us regarding the site and services offered.

Applicable law and jurisdiction

These Terms are governed by the laws of Australia and local courts. Disputes must be handled within this jurisdiction.

Termination

We reserve the right to suspend or terminate access to our website and services if these Terms are violated.

Modifications

Content, features, or Terms can be updated at any time. Changes are effective once posted online.

Contact for legal questions

If you have queries regarding these Terms, use the following contacts.

Email: content@ravexmelora.com

Phone: +61.8.4361.1162

Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: December 13, 2025

Version: 3